Feb 9 2010    Why Would You Want a Business Credit Card?

by BMA Editorial Team A

A business credit card simplifies your bookkeeping in many ways. If your business expenses are separate from your personal ones, you have a much easier time keeping track of what your business is costing you.

Feb 9 2010    Rebuild Your Credit, Rebuild Your Life

by BMA Editorial Team A

Repeated bad credit behavior indicates a problem with deeper roots and looks to be a stronger indication that future credit worthiness looks shaky. If you want your credit to improve, be perfect with your new credit, as well as old credit where accounts remain open.

Jan 28 2010    Three Ways to Get Hold of Credit Card Debt

by BMA Editorial Team A

It is very easy, to run up those credit cards to the max. So many things, and bills that you can easily put on them, that they can tend to get out of control. However, with the interest rate that you are paying on them, and possibly some late fees, getting out of debt is not going to be easy.

Jan 28 2010    The Importance of Your Credit Report

by BMA Editorial Team A

Some people have poor credit due to circumstances out of their control. Like medical bills, or deaths in the family, or divorce. There are ways to fix your credit and it all starts with your credit report. Once you understand what is there, you will have an idea on what to fix.

Jan 28 2010    Take Charge of Your Credit, Debt Solutions

by Michael Brazier

We charge up a lot of debt with credit cards and debit cards, but have you purchased with a charge card yet? Not a credit card. Not a debt card. Yes, a charge card.

Jan 26 2010    What Makes a Good Credit Score?

by BMA Editorial Team A

Understanding how credit scores are calculated can affect your financial decisions. A credit score ranges from a low of 350 to a high of 850. These numbers are used to represent a person's "credit worthiness". In this article, let's discuss the basic points that you should know.

Jan 22 2010    Credit and Identity Theft Protection Ideas

by BMA Editorial Team B .

Probably the most common identity theft problem has been when a credit card company sends out a pre-approved credit application to a person's address and that person no longer lives at that address.

Jan 22 2010    Just A Few Pounds Short Until Payday?

by BMA Editorial Team B .

It's sort of ironic that on the way to post your utility bill payment, billowing black smoke starts emitting from underneath your car's bonnet. You need transportation to commute back and forth to work, because without a car to drive, you will more than likely lose the job.

Jan 22 2010    How to Correct Errors on Your Credit Report

by BMA Editorial Team B .

Nearly 80% of all people in the United States have credit reports that are incorrect, outdated, contain serious breaches of security, or list items multiple times.

Jan 22 2010    Bad Credit History Is No Obstacle

by BMA Editorial Team B .

People make mistakes. When it comes to matters financial, many good people have a tendency to make bad choices and thus affect their credit standing that, in turn, makes it much more difficult to obtain a loan.

Jan 21 2010    How is Your Identity Stolen? Useful Tips

by BMA Editorial Team A

This article will discuss two ways identity theft occurs today and what you can do to prevent it. So, just be on the lookout and actively manage all accounts you have and make sure to run those annual credit reports to ensure you are on top of all accounts that you have!

Jan 21 2010    Is Your FICO Score Better or Worse Than the Average American?

by BMA Editorial Team A

If you are one of the people with the average American credit score, you can either be content with that and accept the fact that you are paying a little more on your interest rates, or you can start working on your credit to get it up to the level that will qualify you for lower rates.

Jan 21 2010    What to Do If Identity Theft Happens to You

by BMA Editorial Team A

It comes as a bit of a shock when you get a call from a debt collector, or new credit cards get mailed to you. Without knowing it, the chances are that you may be the victim of identity theft. It is important to take action as soon as you suspect that this might be so. Here are things you must do.

Jan 20 2010    Why Do I Need To Buy A Paper Shredder?

by BMA Editorial Team B .

More and more paper shredders are beginning to invade not only the offices of big corporations, but also small businesses and private residences as well. This is because more people are becoming aware of how to protect their identity.

Jan 20 2010    Short Term Loans Becoming Increasingly Popular

by BMA Editorial Team B .

If you find yourself in the situation where you need money fast to pay outstanding bills or want to take advantage of special offers and deals, but don't have the disposable income to hand there is a way to obtain instant cash.