Twitter

Subscribe to our Credit Management Articles Feeds

Feeds

Ismael D. Tabije

Publisher-Author

Categories of Business Articles

Advertising Asset Management Bankruptcy Business Degree Online Business Jokes Business Ethics Business Intelligence Business & Personal Loans Business Management Business Process Mgt Change Management Construction Management Contract Management Credit Management Crisis Management Cross Cultural Mgt Customer Relationship Mgt Data and Database Management Debt Consolidation Development of Enterprises Development Mgt Document Mgt E-Commerce Economics Entrepreneurship Event Management Facility Mgt Financial Management Fleet Management Global Marketing Home-Based Business Hotel Management HRM Industrial Marketing Information Management Internet Marketing Inventory Mgt Investment Management IT Management Joint Ventures Knowledge Management Leadership Maintenance Mgt Mgt Accounting Mgt Communication Management Consulting MIS Manufacturing Market Analysis Marketing Money Management Mortgage Multi-level Marketing Network Management Operations Mgt Performance Management Portfolio Management Productivity & Production Mgt Project Management Property Management Public Relations Quality Management Real Estate Mgt Records Mgt Risk Management Sales Management Small Business Management Starting a Business Strategic Management Stock Trading and Investment Supply Chain Mgt System Management Time Management Venture Capital Wealth Management Workforce Management Other Management Fields

Sitemap

Home > Credit Management

How to Deal with a Stolen Credit Card

Tweet This

Samantha Wilson

It's true that purchasing with a credit card is lot more convenient than using check or cash. Students with a credit card can easily make online purchases or make online reservations, get the chance to earn rewards and start building an early credit history of their own.

But what about the risk of fraud and theft? If you're a student, you should be aware of how to avoid losing your student card and what you can do in case of loss or theft. Consider the following pointers:

• Put your credit card in a safe place. If you're staying in a boarding school, make sure that your student credit card is kept in a safe place. Never leave your wallet unattended and make sure that your locker is securely locked in place.

• If you lost your card, call your bank immediately. In case of a lost credit card, the best thing to do is alert your credit card issuer right away. Request that your account be blocked to prevent the thief from using your account.

• Choose a student credit card with liability protection. Some credit cards have a $50 liability protection which means you'll only pay $50 for unauthorized charges regardless of the amount reflected on your bill. You can also find a student credit card that offers a no liability protection for unauthorized charges so you won't have to pay for anything.

• Be vigilant when using your student credit card online. If you want to purchase online, make sure that you're buying only form a legitimate and trusted merchant. Check the security of the website. Look for the locked icon on the bottom right corner of your browser and see to it that the URL of site begins with https://, indicating a secured server.

• Request for a card replacement. Immediately request student credit card replacement if it has been misplaced or stolen. Having new card protects you from the risk of fraud and ID theft.

Article Source:
http://www.bestmanagementarticles.com
http://credit-management.bestmanagementarticles.com

About the Author:
Samantha Wilson is a consultant for credit cards for students. For years she has written student credit cards articles that would help build student credit. For more info, visit: www.buildingcreditforstudents.com

Print this Article Email this Article

No. of Times this article has been viewed : 590
Date Published : Dec 9 2008

Subscribe to our FREE business articles newsletter

Want to reprint this article in your website?

Most Recently Published Credit Management Articles as of

Nov 20 2009 Comparing Business Credit Cards for Profit

by BMA Editorial Team

Every credit card company wants to get your business. In most cases, though, only one will get it. This means that if you are to get the best deal out there for you and your business, that you are going to have to shop around. Here are some tips on what to look for...

Nov 19 2009 Bad Credit - Pay Now or Really Pay Later

by BMA Editorial Team

Risking bad credit is not worth the ultimate price The cost may be the lost relationships, the inability to succeed professionally, and the economic restrictions prohibiting the purchase and retention of the basic necessities of life. Simply put: pay now, or really pay later.

Nov 19 2009 Eight Simple Ways to Fix or Maintain Your Credit Score

by BMA Editorial Team

It is easy to run into financial problems. When these problems occur it is hard to watch as your credit score quickly deteriorates. There are, however, things that you can do to keep your credit score from crumbling.

Nov 17 2009 Getting Approved: Whats the Deal?

by BMA Editorial Team

Instant approval is where companies have already looked at your credit history before they have offered you a credit card. This means that you are in a position to accept their offer without having to go through the process.

Nov 10 2009 Credit Card Security Gets a Boost

by Article Marketer

Many reputable online vendors are advising their clients to subscript to renew the credit cards numbers and support the necessary charges. One time single use numbers are the best solution to avoid frauds and give the customers to have the entire control on their transactions.

Nov 10 2009 Tips for Finding the Best Credit Card

by Article Marketer

Taking these tips into consideration and using them can help you find the best credit card. Remember, you are the one making the choice, so be sure to consider your options and compare possible card to find the best deal for you.

Nov 10 2009 From Cash to Plastic?

by Devlin Gilliland

The credit card is the result of many merchant credit systems. It was used for the first time in the 1920s. The first credit cards were used in the United States to sell fuel to the automobile owners. Their number was increasing dramatically and, in 1938, several firms started to use each others car

Nov 10 2009 The Credit Card Issuer (the Bank) and Associated Costs

by Devlin Gilliland

Banks which offer credit card services have overall remained very profitable; however the risk is very high, because the credit card business is all about giving unsecured (uncollateralized) loans. The bank is dependant on the borrower not to default in large numbers. Banks incur several costs, some

Nov 10 2009 Being Careful with Credit Cards

by Devlin Gilliland

When it comes to getting equipped with a credit card, many people are aware of the advantages and disadvantages, but few are aware of how to ensure that they are getting the best deal through being careful about the credit card provider they use, and ensuring they have read the terms and conditions,

Nov 7 2009 Smart Ways to Handle Your Credit Cards

by Stephanie Foster

Just paying the minimum on your credit cards every month doesn't make you a smart user. Take the extra steps to be smart about your debt.

Nov 7 2009 How to Drastically Improve Your Credit Report FICO Score Fast

by Article Marketer

Contrary to what many people believe, there is no one universal way of categorizing credit score where the last time you took an extra 5 pennies from the cashier would be recorded on your credit score.

Nov 7 2009 Impact of Bad Credit on Relationships

by Article Marketer

While most marriages start off with promises of sticking together through thick and thin, it is often those "thin" periods that run the marriage into ruin. No one wants to consider that relationships do end, and many times the split occurs over financial arguments.

Nov 7 2009 Guide to Getting Your First Credit Card

by Article Marketer

Stepping into the adult world presents a lot of new issues you may never have considered before. Among these new problems is how to establish credit. Sometimes having no credit can be worse than having bad credit.

Nov 7 2009 The Real Truth About Credit Scoring

by Ije Valent

The truth about credit scoring and how it affects consumers. Credit scoring is a cummulative of various factors that credit bureaus use to evaluate and determine if to offer credit.

Oct 30 2009 What Benefits Does a Travel Credit Card Offer?

by Article Marketer

Travel cards, which are usually also called air miles credit cards, are very popular - but are not all the same.

...

Search for ebooks on Management & Business

General Terms of Service (TOS) TOS for Authors Guidelines for Authors TOS for Publishers Privacy Policy
Share-A-Tip Tell-A-Friend List of Authors Tell Other Authors
Recommended Sites Links About Us Contact Us

- Free Management and Business Articles by http://www.bestmanagementarticles.com is licensed under a Creative Commons Attribution-No Derivative Works 3.0 United States License. Article reprints must be done in full, with no edits whatsoever. The author resource box shall be included in the reprint and all links must be active..

How to Deal with a Stolen Credit Card

Stolen credit cards involves fraud and theft. Find out how to be more cautious in using your student credit cards to avoid being stolen.